Mortgage Lender in Burke, North Carolina

3 found · ← All categories in Burke

Updated October 31, 2026

Atlantic Bay Mortgage Group

Mortgage Lender

Morganton, NC

Atlantic Bay Mortgage Group offers purchase and refinance loans, SmartPath™ first-time-buyer guidance, and mortgage lending experience dating to 1996.

  • first-time buyers seeking a structured homeownership roadmap
  • Hispanic and Latino families seeking Spanish-language or culturally conscious homebuying support
  • homebuyers seeking purchase financing

Cathy McRary Hamby - Truist Mortgage Loan Officer

Mortgage Lender

Morganton, NC

Cathy McRary Hamby - Truist Mortgage Loan Officer is located in Morganton and offers construction-to-permanent, veteran, jumbo, and doctor mortgage options.

  • first-time homebuyers
  • veterans or surviving spouses seeking no-down-payment financing
  • buyers building a new home

John Karras - Mortgage Loan Officer

Mortgage Lender

Morganton, NC

They provide home lending alongside personal, small-business, and commercial banking services through TD Bank.

  • home lending
  • personal loans without upfront fees
  • small businesses needing banking and lending services

Funds are usually available the next business day after the day of mobile check deposit, subject to cut-off times and holds.

Other categories in Burke

Mortgage Lender in nearby counties

FAQ

How do mortgage lenders in North Carolina price a loan?

Rates, origination charges, lender credits, mortgage insurance, and other costs vary by lender and borrower profile. After you apply, lenders generally provide a Loan Estimate within three business days, which lets you compare the total costs and APR.

What should I compare when choosing a mortgage lender?

Compare the interest rate, APR, total lender fees, loan type, down-payment requirement, mortgage insurance, rate-lock terms, and expected closing timeline. Buyers building a home should also ask whether the lender offers construction-to-permanent financing.

Can veterans buy a home with no down payment?

Qualifying veterans and surviving spouses may be eligible for VA financing with 100% financing and no down payment. Eligibility, loan limits, funding fees, and lender approval still apply.

What is a construction-to-permanent mortgage?

It combines financing for the lot, construction, and permanent mortgage into one loan structure and may use one upfront closing. Ask about draw schedules, builder requirements, interest during construction, and conversion terms.