Mortgage Lender in Cleveland, North Carolina

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Updated October 31, 2026

Ben Ingle-Cardinal Financial Company, Limited Partnership

Mortgage Lender

Kings Mountain, NC

Ben Ingle-Cardinal Financial Company, Limited Partnership offers construction, VA, FHA, USDA, jumbo, renovation, and unique-home mortgage options.

  • Borrowers financing new home construction
  • Borrowers seeking a one-time close construction mortgage
  • Middle-income families exploring modular homes or condos

Carolina Farm Credit

Mortgage Lender

Shelby, NC

Carolina Farm Credit provides agricultural, land, and rural home loans through local lenders serving 147 counties across Georgia, North Carolina, and South Carolina.

  • farmland purchases or refinancing
  • full-time and part-time farm operations
  • young, beginning, and small farmers

Quick access to funds

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FAQ

Which Cleveland-area lender offers one-time-close construction loans?

Ben Ingle-Cardinal Financial offers one-time-close construction loans that can combine land purchase and construction costs, including labor, materials, and permits.

Where can I look for a farm or rural home loan near Cleveland, NC?

Carolina Farm Credit specializes in farmland, land, rural home, construction, and agricultural loans. It also offers programs for young, beginning, and small farmers.

Can I get a VA purchase or refinance mortgage through these lenders?

Ben Ingle-Cardinal Financial lists VA purchase and refinance loans among its specialties. The available terms and eligibility requirements should be confirmed with the lender.

What mortgage options are available for a condo, modular home, or unusual property?

Ben Ingle-Cardinal Financial lists condo loans, modular-home financing through its Attainable Housing program, and financing for tiny houses and other unique homes.