Nelda Coats - Movement Mortgage offers FHA, VA, USDA, jumbo, renovation, reverse, and investment-property loan programs, with servicing available in all 50 states.
Borrowers seeking FHA, VA, or USDA financing
Medical professionals buying a home
Investment-property buyers using DSCR or Investor Plus financing
Streamlined mortgage process with home buying speed
Megan Wells specializes in relocation mortgages, with nearly 20 years assisting transferees and a dedicated team of loan assistants, processors, underwriters, and closing specialists.
How should I compare mortgage pricing between lenders?
Request a Loan Estimate from each lender and compare the interest rate, annual percentage rate, origination charges, lender credits, and estimated cash to close. Rates and fees vary by loan type, credit profile, down payment, and property.
How fast can I get mortgage pre-approval in Craven County?
Rate advertises digital pre-approval within minutes, but the timing depends on how quickly income, assets, credit, and other documents can be verified. Full underwriting and closing take longer.
What should first-time homebuyers compare besides the interest rate?
Compare down-payment requirements, mortgage insurance, closing costs, lender credits, rate-lock terms, and whether the lender offers FHA, VA, USDA, or other programs that fit the property and borrower.
Are North Carolina mortgage closings handled by an attorney?
North Carolina residential closings generally involve a licensed North Carolina attorney who handles or supervises the title search, closing documents, and disbursement process.