Truist

Mortgage Lender

CLEMMONS, NC

Truist offers low- or no-down-payment mortgages, mortgage preapprovals, and online or in-person applications through its Clemmons branch.

  • Buyers seeking low- or no-down-payment mortgage options
  • Applicants wanting mortgage preapproval
  • Borrowers comparing mortgage refinancing options

Movement Mortgage - Amy Walker Lawson

Mortgage Lender

Winston-Salem, NC

Movement Mortgage - Amy Walker Lawson offers FHA, VA, USDA, construction, renovation, reverse-mortgage, and refinancing programs from Clemmons, North Carolina.

  • first-time buyers seeking FHA financing
  • military veterans or active-duty service members seeking VA loans
  • buyers purchasing rural property with USDA financing

Stephan Moore

Mortgage Lender

Winston-Salem, NC

Stephan Moore provides mortgage preapproval with underwriting started before an offer through his Winston-Salem office.

  • first-time homebuyers seeking mortgage process guidance
  • buyers needing FHA, VA, USDA, or jumbo financing
  • homebuyers wanting underwriting started during preapproval

CMG states that preapproval includes actually starting underwriting, leaving only the appraisal needed to finish the loan after approval.

People's Home Equity

Mortgage Lender

Winston-Salem, NC

They connect Winston-Salem borrowers with Jill Burgess, an NMLS #100425 loan officer who has originated mortgages since 1990.

  • first-time homebuyers
  • FHA loan applicants
  • USDA loan applicants in the Piedmont Triad

Bank of America Mortgage

Mortgage Lender

Winston-Salem, NC

Bank of America Mortgage offers digital mortgage applications, refinance, home equity options, and 30-year fixed, 15-year fixed, and 5y/6m ARM loans.

  • Borrowers seeking online mortgage applications
  • Homebuyers comparing 30-year fixed, 15-year fixed, and 5y/6m ARM options
  • Existing Bank of America customers seeking mortgage prequalification through Online Banking

Certainty Home Lending

Mortgage Lender

Winston Salem, NC

Certainty Home Lending offers conventional, FHA, VA, jumbo, construction, and reverse mortgage loans through loan officers.

  • Borrowers seeking conventional, FHA, or VA financing
  • Jumbo-loan borrowers
  • Home construction financing

Fairway Independent Mortgage Corporation

Mortgage Lender

Clemmons, NC

Fairway Independent Mortgage Corporation offers nationwide access to conventional, FHA, VA, USDA, construction, physician, reverse, and non-QM mortgages.

  • Borrowers comparing multiple mortgage programs
  • VA, FHA, USDA, or affordable-housing borrowers
  • Physicians seeking physician loan options

Fairway states that its loan officers work to secure the fastest turn times in the industry and describes its pre-approval process as streamlined and without the wait.

Jack Busic

Mortgage Lender

Winston Salem, NC

Jack Busic has worked at First Citizens since 1998 and focuses on Commercial & Industrial and Medical businesses in North Carolina's Triad region.

  • Commercial and industrial businesses seeking financing or growth planning
  • Medical and healthcare businesses in North Carolina's Triad region
  • Businesses needing coordinated support from relationship managers, credit professionals and product specialists

John Boss - Truist Mortgage Loan Officer

Mortgage Lender

Winston Salem, NC

John Boss - Truist Mortgage Loan Officer offers first-time-buyer, veteran, doctor, jumbo, purchase, and refinancing mortgage options in Winston-Salem.

  • First-time homebuyers
  • Qualifying veterans seeking no-down-payment financing
  • Physicians and dentists seeking specialized mortgage terms

Right By You Mortgage

Mortgage Lender

Kernersville, NC

Right By You Mortgage offers FHA, USDA, VA, jumbo, construction, and manufactured-home loans across North Carolina, South Carolina, and Virginia.

  • buyers seeking FHA, USDA, or VA financing
  • borrowers seeking zero-down mortgage options
  • buyers financing higher-value homes with jumbo loans

helps buyers get the keys to their home faster

Suzanne Sonnergren Buchanan - Mortgage Banker

Mortgage Lender

Winston Salem, NC

Atlantic Bay Mortgage Group offers purchase and refinance loans, SmartPath™ first-time-buyer guidance, and mortgage lending experience dating to 1996.

  • first-time buyers seeking a structured homeownership roadmap
  • Hispanic and Latino families seeking Spanish-language or culturally conscious homebuying support
  • homebuyers seeking purchase financing

Mortgage Lender in nearby counties

FAQ

What mortgage costs should I compare besides the interest rate?

Compare the annual percentage rate, lender fees, origination charges, points, mortgage insurance, and estimated cash needed at closing. Request official Loan Estimates from multiple lenders so the costs are presented in a consistent format.

What documents are usually needed for mortgage preapproval?

Lenders commonly request recent pay stubs, W-2s or tax returns, bank and investment statements, identification, and authorization to check credit. Self-employed or commission-based applicants may need additional income documentation.

How long does a mortgage usually take to close?

The timeline varies with the loan type, appraisal, title work, document collection, and underwriting. Ask each lender for its current estimate and whether preapproval includes any underwriting before you make an offer.

Are there North Carolina programs for first-time homebuyers or down-payment assistance?

Some lenders in Forsyth County offer or process North Carolina Housing Finance Agency programs, including NC Home Advantage Mortgage. Eligibility, income limits, property rules, and assistance terms must be confirmed with the lender.