Mortgage Lender in Surry, North Carolina

5 found · ← All categories in Surry

Updated October 31, 2026

Lori L Willis - Truist Mortgage Loan Officer

Mortgage Lender

Mount Airy, NC

Lori L Willis - Truist Mortgage Loan Officer offers doctor loans with up to 100% financing and no monthly mortgage insurance payments.

  • Qualified physicians and dentists seeking low-down-payment doctor loans
  • Qualifying veterans and surviving spouses seeking 100% financing
  • First-time homebuyers needing mortgage planning

Close your loan with efficiency and expertise

Carolina Farm Credit

Mortgage Lender

Pilot Mountain, NC

Carolina Farm Credit provides agricultural, land, and rural home loans through local lenders serving 147 counties across Georgia, North Carolina, and South Carolina.

  • farmland purchases or refinancing
  • full-time and part-time farm operations
  • young, beginning, and small farmers

Quick access to funds

Atlantic Bay Mortgage Group

Mortgage Lender

Mount Airy, NC

Atlantic Bay Mortgage Group offers purchase and refinance loans, SmartPath™ first-time-buyer guidance, and mortgage lending experience dating to 1996.

  • first-time buyers seeking a structured homeownership roadmap
  • Hispanic and Latino families seeking Spanish-language or culturally conscious homebuying support
  • homebuyers seeking purchase financing

Other categories in Surry

Mortgage Lender in nearby counties

FAQ

What mortgage costs should I compare besides the interest rate?

Compare the annual percentage rate, points, origination charges, lender fees, mortgage insurance, and estimated cash needed at closing. A lender must generally provide a Loan Estimate after receiving an application.

How long does a mortgage usually take to close?

Timing varies with the loan type, appraisal, title work, underwriting, and how quickly documents are supplied. Ask the lender for its current preapproval and closing timelines rather than relying on a fixed estimate.

What should I look for in a mortgage lender?

Verify the loan officer's NMLS registration, request written estimates from multiple lenders, and confirm which loan programs fit the property and your finances. Rural, farm, construction, veteran, and physician loans can have different eligibility rules.

What should I do if I have an urgent purchase deadline or rate-lock issue?

Mortgage lenders do not provide emergency financing in the usual sense. Contact the loan officer immediately about contract deadlines, missing documents, appraisal delays, or rate-lock expiration, and get any extension or pricing change in writing.