BB&T Mortgage

Mortgage Lender

Wilmington, NC

BB&T Mortgage, presented on the site as Truist Mortgage, offers FHA, VA, doctor, jumbo, purchase, and refinance loans with online progress tracking.

  • FHA loan borrowers
  • VA loan borrowers
  • physicians seeking doctor loans

SOUTHERN TRUST MORTGAGE

Mortgage Lender

Wilmington, NC

SOUTHERN TRUST MORTGAGE offers VA, FHA, USDA, jumbo, and niche programs through a Wilmington branch serving North Carolina borrowers.

  • veterans seeking no-down-payment VA financing
  • first-time buyers needing FHA financing or down-payment assistance
  • eligible rural-area buyers seeking USDA zero-down financing

Priority Approval for quick decisions, stronger offers, and faster closings

Alpha Mortgage Corporation

Mortgage Lender

Wilmington, NC

Alpha Mortgage Corporation has served borrowers for over 40 years and offers non-QM programs for self-employed borrowers and real estate investors.

  • Self-employed borrowers seeking non-QM mortgage programs
  • Real estate investors seeking non-QM mortgage programs
  • Homebuyers who want pre-approval before making an offer

Aaron F Roberts - Truist Mortgage Loan Officer

Mortgage Lender

Wilmington, NC

Aaron F Roberts - Truist Mortgage Loan Officer offers mortgage options for first-time buyers, veterans, doctors, investors, jumbo borrowers, and new construction in Wilmington.

  • first-time homebuyers
  • veterans seeking zero-down financing
  • doctors and dentists seeking low-down-payment financing

Atlantic Bay Mortgage Group - Rob Theoharis

Mortgage Lender

Wilmington, NC

Atlantic Bay Mortgage Group - Rob Theoharis has worked in mortgages since 1999, offers fast pre-approvals, and is licensed in North Carolina.

  • North Carolina homebuyers seeking mortgage pre-approval
  • first-time buyers needing a homeownership roadmap
  • buyers seeking conventional or FHA financing

Pre-approvals are fast and built to matter

Atlantic Coast Financial Services

Mortgage Lender

Wilmington, NC

Atlantic Coast Financial Services offers DSCR and bank statement loans and reports a 21-day average closing time.

  • Self-employed buyers seeking bank statement financing
  • Investment-property buyers seeking DSCR financing
  • Veterans or active military considering VA loans

21 days is the average close time.

Bank of America Private Client Advisor Candace Wehr

Mortgage Lender

Wilmington, NC

Bank of America Private Client Advisor Candace Wehr is based in Raleigh and works alongside portfolio management, trust, and private client specialists.

  • Individuals and families managing significant wealth
  • Businesses and institutions seeking private banking resources
  • Clients planning wealth preservation and intergenerational transfers

Bank of America Private Client Advisor Derek Cohen

Mortgage Lender

Wilmington, NC

Bank of America Private Client Advisor Derek Cohen provides customized lending and financing alongside wealth, trust, estate planning and family office services.

  • High-net-worth individuals seeking coordinated wealth management and lending
  • Families needing trust and estate planning services
  • Corporate executives seeking customized financing

BB&T Mortgage

Mortgage Lender

Wilmington, NC

BB&T Mortgage, presented on the site as Truist Mortgage, offers FHA, VA, doctor, jumbo, purchase, and refinance loans with online progress tracking.

  • FHA loan borrowers
  • VA loan borrowers
  • physicians seeking doctor loans

Coastline Capital Mortgage, Llc

Mortgage Lender

Wrightsville Beach, NC

Coastline Capital Mortgage offers conventional, FHA, VA, Non-QM, investment-property, and refinancing loans from Wrightsville Beach.

  • FHA borrowers seeking lower down-payment requirements
  • Veterans or active-duty service members using VA loans
  • Borrowers needing bank-statement or other Non-QM qualification options

David Smith

Mortgage Lender

Wilmington, NC

David Smith has almost 20 years of mortgage experience and has helped more than 1,200 families with home financing.

  • First-time homebuyers
  • New home construction financing
  • Construction-to-permanent loans

Diana Johns

Mortgage Lender

Wilmington, NC

They offer mortgage options including down payment assistance with up to 100% financing and originate loans in 45 states and the District of Columbia.

  • Borrowers seeking down payment assistance
  • Eligible military borrowers seeking VA financing
  • Investment property buyers using rental income to qualify

First Community Mortgage - Doug Mariotti

Mortgage Lender

Wilmington, NC

First Community Mortgage - Doug Mariotti offers conventional, FHA, VA, USDA, Doctor, and Non-QM mortgage programs and has operated since 2002.

  • home purchases requiring conventional, FHA, VA, USDA, or state bond financing
  • veterans seeking a mortgage without lender fees
  • medical professionals using a Doctor Loan Program

First Community Mortgage - First Community Mortgage - Wilmington, NC

Mortgage Lender

Wilmington, NC

First Community Mortgage has operated since 2002 and offers VA loans without lender fees plus USDA loans with 100% financing for eligible borrowers.

  • Veterans and qualifying veteran spouses seeking VA loans
  • Borrowers purchasing eligible rural properties who may qualify for USDA 100% financing
  • Medical professionals seeking a Doctor Loan

Gateway Mortgage

Mortgage Lender

Wilmington, NC

Gateway Mortgage serves Wilmington, NC with local loan originators, online applications, and pre-qualification guidance.

  • Wilmington homebuyers seeking local loan-originator assistance
  • First-time homebuyers needing pre-qualification and homebuying resources
  • Applicants who prefer completing a mortgage application online

fast

Mortgage Lender in nearby counties

FAQ

How much does it cost to get a mortgage quote in North Carolina?

Ask each lender for the interest rate, lender fees, discount points, and estimated third-party costs. Atlantic Coast Financial Services states that it provides quotes without an initial credit-score impact and without requiring documents.

How long does a mortgage usually take to close?

The timeline depends on underwriting, appraisal, title work, and the buyer's documentation. Atlantic Coast Financial Services reports a 21-day average closing time, while Southern Trust advertises a Priority Approval process for quicker decisions.

Which mortgage programs help self-employed buyers?

Bank statement and other non-QM loans may use business or personal account deposits instead of standard tax-return qualification. Atlantic Coast Financial Services lists bank statement loans, and Southern Trust lists bank statement, asset-based, and other non-QM options.

Can veterans buy a home with no down payment?

Eligible veterans may qualify for VA financing with no down payment. The lender still verifies eligibility, income, credit, occupancy, and the property's requirements.

What should I compare before choosing a mortgage lender?

Compare the loan type, interest rate, APR, lender fees, estimated cash to close, pre-approval process, and expected closing timeline. Request official Loan Estimates from multiple lenders so the costs can be compared consistently.