Aaron F Roberts - Truist Mortgage Loan Officer offers mortgage options for first-time buyers, veterans, doctors, investors, jumbo borrowers, and new construction in Wilmington.
first-time homebuyers
veterans seeking zero-down financing
doctors and dentists seeking low-down-payment financing
Bank of America Private Client Advisor Candace Wehr is based in Raleigh and works alongside portfolio management, trust, and private client specialists.
Individuals and families managing significant wealth
Businesses and institutions seeking private banking resources
Clients planning wealth preservation and intergenerational transfers
Bank of America Private Client Advisor Derek Cohen provides customized lending and financing alongside wealth, trust, estate planning and family office services.
High-net-worth individuals seeking coordinated wealth management and lending
Families needing trust and estate planning services
How much does it cost to get a mortgage quote in North Carolina?
Ask each lender for the interest rate, lender fees, discount points, and estimated third-party costs. Atlantic Coast Financial Services states that it provides quotes without an initial credit-score impact and without requiring documents.
How long does a mortgage usually take to close?
The timeline depends on underwriting, appraisal, title work, and the buyer's documentation. Atlantic Coast Financial Services reports a 21-day average closing time, while Southern Trust advertises a Priority Approval process for quicker decisions.
Which mortgage programs help self-employed buyers?
Bank statement and other non-QM loans may use business or personal account deposits instead of standard tax-return qualification. Atlantic Coast Financial Services lists bank statement loans, and Southern Trust lists bank statement, asset-based, and other non-QM options.
Can veterans buy a home with no down payment?
Eligible veterans may qualify for VA financing with no down payment. The lender still verifies eligibility, income, credit, occupancy, and the property's requirements.
What should I compare before choosing a mortgage lender?
Compare the loan type, interest rate, APR, lender fees, estimated cash to close, pre-approval process, and expected closing timeline. Request official Loan Estimates from multiple lenders so the costs can be compared consistently.